Spoofed emails are part of the social engineering tactics that lead users to counterfeit websites, tricking them into divulging financial data like credit card numbers, account usernames, passwords and social security numbers. Brand names of banks, e-tailers and credit card companies are hijacked, convincing users to respond to the request. Yet another way is to install crimeware onto PCs to steal credentials directly, using Trojans and keylogging spyware
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